Skip to main content

Several things to know about coverage for flood.

  • The standard homeowners policy does not provide any coverage for flood. None.
  • Floods are the number 1 natural disaster in the United States.
  • More than 20% of all flood claims are for properties not currently designated as a high-risk flood zone. So even if your mortgage company doesn’t require that you obtain a flood policy, you might want to consider doing so.

Flood policies are underwritten by the National Flood Insurance Program (which is part of FEMA) and many insurance companies write flood coverage through this program. If you would like to find out more or would like a quote, please don’t hesitate to call us at 704-926-2500 or submit your information below and we’ll contact you as soon as possible.