Most insurance companies provide limited coverage for small boats under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10 percent of the home’s insured value and generally includes the boat, motor and trailer combined. Liability coverage- the coverage that you need if you accidentally injure someone while using a boat is typically not included–but it can be added as an endorsement to a homeowners policy.
If you want to find out more or would like a quote, please don’t hesitate to call us at 704-926-2500 or submit your information below and we’ll contact you as soon as possible.